At iXept, our primary mission is to protect consumers from identity theft and other
forms of fraud. To that end, we are dedicated to maintaining our customers privacy
and confidentiality. The iXept patent pending system is designed to operate on an
encrypted data system to protect your private information. Because iXept’s primary
directive is to protect consumers from fraudulent activity, iXept takes its privacy
We have developed and implemented standards and procedures to protect this confidentiality.
We collect and use certain information about the visitors to our website for specific
purposes. Information collected by iXept is not made available to third parties
that have no relevant business relationship with iXept. iXept uses information is
used to provide better services to our customers and clients, and we require that
authorized third parties use the information solely for its intended purpose and
for no other purpose.
Collection of Personal Information
iXept collects nonpublic, personal information about clients from the following
sources: Information we receive from you on applications, other forms and from our
online service; Information about your transactions with your credit card company,
bank or other financial institution, our affiliates or others; and Information we
receive from consumer reporting agencies
We will limit the use and collection of information about our customers to that
information necessary only to administer business, and provide superior service.
iXept will use this information to provide you with updates and other information
about iXept that we think may be of interest to you. Such information will also
be used to help identify and mitigate risks of loss to iXept. We require any person
or organization providing products or services to customers on our behalf to protect
the confidentiality of iXept customers' information. We educate our employees about
their responsibility to protect customer privacy.
Sharing of Customer Information
iXept will not reveal specific information (including account numbers, codes, transaction
amounts) about your accounts or other personally identifiable data to third parties
for their independent use unless: You request or authorize it. The information is
provided to help complete a transaction that you initiate. Note
: iXept will exchange information about its customers with reputable information
reporting agencies, financial institutions, and merchants in accordance with standard
banking industry practice. iXept does not share specific personal customer information
with independent companies for any other purpose without the customer's consent.
The disclosure otherwise is lawfully permitted or required, such as: to government
agencies as required by state and federal law; to third party litigants when required
by lawful judicial process or by court order; other required disclosures as imposed
Within iXept, nonpublic confidential information will be shared only with those
who need to know this information in order to conduct valid customer business. Nonpublic
confidential information of any former customer shall be treated the same as that
of any current iXept customer. In the event iXept should change its policy regarding
disclosure of information to third parties, you will be provided a form to sign
to "opt out" of disclosures to third parties. Under these circumstances you would
also have the ability to "opt out" at any future date even if you did not do so
Programs for Unauthorized Access to Customer Information and Customer Notice
In the event that iXept becomes aware of an incident of unauthorized access to sensitive
customer information, we will conduct a reasonable investigation to determine the
likelihood that the information has been or will be misused. Sensitive Customer
Information includes a customer's name, address or telephone number, in conjunction
with the customer's social security number, driver's license number, account number,
credit or debit card number or a personal identification number (PIN) or password
that would permit access to the customer's account. iXept does not typically retain
this type of information but in the event that information is required, this policy
If appropriate, iXept will take appropriate steps to contain and control the incident
to prevent further unauthorized access to or use of customer information, such as
by monitoring, freezing or closing affected accounts while preserving records. If
iXept determines that misuse of its information about a customer has occurred or
is reasonably possible, we will notify the affected customer as soon as possible.
Notification may be delayed if an appropriate law enforcement agency determines
that notification will interfere with a criminal investigation and prohibits iXept
with a written request for delay of such notification.
Collection and Use of Technical Information About Internet Connections
iXept and its web hosting company, acting as our agent, collect and store technical
information about your visit to our website. We use this information for statistical
purposes to make our site more accessible to visitors. Specifically, we may record
- The name of the domain from which you access the Internet
- The Internet address of the website from which you linked directly to our site,
- The type of web browsing software and operating system you are using to view our
- The date and time you access our site;
- The pages you visit on our site;
- The amount of time you spend on the site.
- This site also uses a feature of your browser called a "cookie" to assign a User
ID. Cookies, by themselves, cannot be used to find out the identity of any user.
Your iXept User ID automatically identifies your computer - but not you to our servers
when you visit our website. Unless you specifically tell us who you are (for example,
by completing an application), if you are just browsing our site, iXept will never
know who you are although we assign you a cookie.
Electronic Mail (e-mail)
You should not include confidential information, such as account numbers and balances
in any e-mail to us. iXept will not be liable for any errors, omissions, claims,
or problems of any kind involving your e-mail.
iXept maintains physical, electronic, and procedural safeguards that comply with
federal standards to guard your nonpublic personal information. We continually review
our policy and practices, monitor our computer networks, and independently test
the strength of our security to help us ensure the safety of customer information.
Contacting iXept About Security and Privacy Issues
If you are concerned about how information about you may have been used in connection
with this website, suspicious e-mails or other unsolicited contact, or have questions